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Services

Business & Commercial Real Estate
Development Consultants 

In an increasingly competitive marketplace, maintaining a strategic advantage, requires top-notch talent, breakthrough ideas, and exceptional client services.

 

To help you address these challenges and capitalize on your emerging opportunities, Harbor East Group offers Leading Professional Consulting, Business Funding, Commercial Real Estate Financing, Process Management & Marketing Services to Business Owners, Developers and Contractors.

Business
Funding Solutions

  • Working Capital

​Keep Your Business Moving Forward with Flexible Working Capital
Ensure your company has the resources it needs to operate smoothly and seize new opportunities. Working capital financing provides the flexibility to manage day-to-day expenses, cover unexpected costs, and fuel growth—without restricting your cash flow. Stay agile, competitive, and prepared for what’s next with financing solutions designed around your business needs.

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  • Business Lines Of Credit

Harbor East most popular option - Offering the most flexible access to funds for business owners in the industry, this type of financing allows you to draw cash on an as needed basis for any business purpose, while only paying interest on the capital used.

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  • Equipment Leasing & Financing

Don’t let outdated or missing equipment hold back your business growth. Instead of taking on a traditional loan, consider flexible equipment financing designed to keep your operations running efficiently and competitively. Partner with our experts to find the right solution and secure the equipment your business needs to succeed.

  • Asset Base Lending​

​Unlock the value of your business assets to access immediate working capital. By leveraging accounts receivable, equipment, or inventory as collateral, asset-based lending provides flexible financing tailored to your needs. Structured as a revolving credit facility, it allows your business to draw funds as needed—helping you cover expenses, manage cash flow, and seize growth opportunities with confidence.

  • Term Loans

Combine the stability of traditional financing with the flexibility of modern solutions. With fixed rates and predictable monthly payments, term loans provide the capital you need to make strategic, long-term investments that drive sustainable business growth.

  • Account Receivables Financing

Turn unpaid invoices into immediate working capital. By leveraging your receivables, you gain an upfront cash advance—typically a percentage of the invoice value—without waiting for customers to pay. The factoring company then manages collections, and once invoices are settled, you receive the remaining balance minus a small service fee. This solution improves cash flow, reduces payment delays, and keeps your business moving forward.

  • SBA Loans

SBA loans are a powerful financing solution designed to help small businesses thrive. Backed by the federal government and issued through private lenders, these loans provide affordable capital for startup costs, working capital, expansion, real estate purchases, and more. With competitive terms and added security, SBA loans make business growth more attainable than ever.

Commercial
Real Estate Financing

  • Loan size: $100,000 to $50,000,000

  • Purpose: Purchase, Refinance, Cash Outs

  • Occupancy: Investor or Owner Occupied

  • Loan terms: 5-Year ARM, 30-Year Fixed

  • Max LTV: 90% Purchase / 75% Refinance 

  • Amortization: 5, 7,10 15, 25, 30

  • Min. FICO: 650 / Lower Scores Considered By Strength of Project

  • Special Alternative Programs Avaliable with Higher Loan Sizes & LTVs

Property Type

  • Single Family Homes

  • Row Homes & Townhouses

  • 1-4 Family Housing

  • Multi-Family Units

  • Condo Conversions

  • Apartment Complexes

  • Mix-Use Property

  • Shopping Strips & Centers

  • Storage & Warehouses

  • Commercial Properties

  • Ground-Up Construction

  • Planned Unit Development

  • Opportunity Zone Projects

  • Empowerment Zone Projects

Specialized 
Advisory Services

Sponsor Collaboration

Our third-party developers often charge us to finding, acquiring, from design to completion and managing the real estate property on behalf of the partnership. Our experience team and partners can solve potential constriction issues in the planning phase, or solve issues as they arise. Our team and partners understand the laws, regulations and reporting requirements, which avoids costly delays and other issues. 

Risk Management

Risk Mitigation

Our advice and support to developers keeps cost down, and mitigates risk for syndicators and stakeholders.

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We are proactive in spotting potential issues and resolving them before they ever affect a project. We invest in both people and technology to ensure every project develops as planned, and investors benefit from their investment.

Business Continuity

On-Site Construction Management Team

We believe there is no substitute for having experience construction managers on-site to supervise projects. We have our heart and capital invested in our projects and go beyond routine monitoring to assure quality construction. 

© 2018 - 2025 Harbor East Group, LLC | Commercial Real Estate Financing | Fix and Flip Lending | DSCR | Ground-Up Construction | Business Credit Building 

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